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Tennessee vehicle registration fees are processed through your county clerk’s office. Tennessee is a two-plate state. This page covers registration costs, taxes, replacement fees, emissions requirements, insurance minimums, and late fee rules.

Registration Fees

Tennessee registration fees are based on the fee structure described below. Contact your county clerk’s office for the most current fee schedule applicable to your specific vehicle.

How much does it cost to register a vehicle in Tennessee including the county wheel tax?

The registration fee structure for Tennessee is detailed in the table below. Contact your county clerk’s office for your specific vehicle’s total.

ItemDetail
Registration feeContact your county clerk’s office for current amounts
EV surchargeContact your county clerk’s office for current EV fee

Contact your county clerk’s office for the current plate replacement fee. Tennessee is a two-plate state – replacement typically involves both front and rear plates.

Plate Replacement

Contact your county clerk’s office for the current plate replacement fee. Tennessee is a two-plate state, which affects the replacement cost.

How much does Tennessee charge to replace a license plate at the county clerk’s office?

Tennessee charges 7% state sales tax plus local taxes on vehicle purchases at the time of title transfer. This is the primary tax component of a vehicle transaction.

ItemDetail
Standard plate replacementContact your county clerk’s office for the current fee
Personalized plate replacementContact your county clerk’s office for current fee

Vehicle Taxes

Tennessee charges 7% state sales tax plus local taxes (combined typically 9% to 9.75%) on vehicle purchases. This is typically the dominant one-time cost when acquiring a new or used vehicle.

What is Tennessee’s combined sales tax rate on vehicle purchases in most counties?

Tennessee eliminated statewide vehicle emissions testing in February 2022. No emissions test, smog check, or emissions certificate is required for registration renewal in any Tennessee county.

ItemDetail
Sales or excise tax on vehicle purchase7% state sales tax plus local taxes (combined typically 9% to 9.75%)
Local taxesVary by jurisdiction – contact your local tax authority

Tennessee requires minimum liability insurance for all registered vehicles. Proof of insurance must be provided at registration.

Emissions Testing

Check your Tennessee renewal notice to determine whether emissions testing is required for your specific vehicle and registration area.

Did Tennessee eliminate emissions testing, and when did that change take effect?

Tennessee charges late fees for registration not completed on time: Contact your county clerk for the current penalty schedule.

Insurance Requirements

Tennessee requires all registered vehicles to carry minimum liability insurance as a condition of registration.

What are Tennessee’s minimum auto insurance and uninsured motorist requirements?

Tennessee does not provide a formal grace period for registration renewal. Contact your county clerk for current rules. New residents must register immediately upon establishing residency.

ItemDetail
Bodily injury – per personSee your state minimums
Bodily injury – per accidentSee your state minimums
Property damage – per accidentSee your state minimums

Late Fees and Penalties

Tennessee charges penalties for vehicle registration not completed within the required timeframe. The rules vary by whether it is a new purchase or a renewal.

What is the penalty for late vehicle registration at the Tennessee county clerk’s office?

Contact your county clerk’s office for current registration fee refund eligibility.

ItemDetail
Late registration penaltyContact your county clerk’s office for the current penalty schedule

Grace Period

Tennessee’s grace period rules determine how much time you have after expiration or purchase before penalties begin to apply.

Does Tennessee have a grace period for annual vehicle registration renewal?

See the registration fee table above. Contact your county clerk’s office for your specific vehicle’s total.

Refunds

Tennessee may allow registration fee refunds in certain situations. Contact your county clerk’s office for current eligibility requirements.

Can I get a refund on my Tennessee registration fee if I sell my vehicle?

Contact your county clerk for the current fee

Frequently Asked Questions

The most commonly asked questions about Tennessee license plate fees and vehicle registration costs.

How is the Tennessee registration fee calculated, and what does the new $48 plate fee include?
Tennessee charges 7% state sales tax plus local taxes on vehicle purchases. Contact your county clerk's office for details on any annual vehicle property tax that may apply.
How much does it cost to replace a license plate through the Tennessee county clerk?
Contact your county clerk for the current penalty schedule
What is Tennessee's combined sales tax rate and does it vary by county?
Minimum: Bodily injury – per person: $25,000; Bodily injury – per accident: $50,000; Property damage – per accident: $15,000; Uninsured motorist: $25,000 / $50,000.
What is the late registration penalty in Tennessee at the county clerk's office?
Contact your county clerk's office for the current late fee schedule.
What are Tennessee's minimum bodily injury, property damage, and uninsured motorist requirements?
Contact your county clerk's office for current minimum insurance requirements.